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Work & Money

10 plain-language articles on work & money and your rights in India.

A construction worker cutting steel at a site in Delhiश्रम
Work & Money

Minimum wages: what you must be paid, and how to recover arrears

Find your notified minimum wage, know when wages must be paid under the Code on Wages, and claim unpaid wages within three years under Sec 45.

7 min read
Indian 100 and 2000 rupee banknotesश्रम
Work & Money

Gratuity: who gets it, how much, and how to claim it

Five years' service (one year for fixed-term staff), 15 days' wages a year, payment within 30 days, and what to do if your employer refuses.

8 min read
Indian 100 and 2000 rupee banknotesश्रम
Work & Money

Provident fund (EPF): check, withdraw, and fix problems

How your EPF account works, when you can withdraw part or all of it under the 2026 Scheme, and what to do if PF was deducted but not deposited.

6 min read
A construction worker cutting steel at a site in Delhiश्रम
Work & Money

Fired unfairly? Your rights and how to challenge it

Notice, retrenchment pay, full dues in 2 working days, and how to take an unfair dismissal to the grievance committee, conciliation and the Tribunal.

8 min read
A State Bank of India branch in Nagpurश्रम
Work & Money

Cheque bounced? Section 138 deadlines and what to do

30 days to send notice, 15 days to pay, one month to file: the Section 138 timeline, interim compensation, and what to do if you issued the cheque.

7 min read
A State Bank of India branch in Nagpurश्रम
Work & Money

Complaint against a bank: how to use the RBI Ombudsman

Under the RBI Ombudsman Scheme 2026: complain to the bank, wait 30 days, then file free at cms.rbi.org.in within 90 days. Compensation and appeal explained.

7 min read
Indian 100 and 2000 rupee banknotesश्रम
Work & Money

Loan recovery agents harassing you? What they cannot do

RBI bars recovery calls before 8 am or after 7 pm, threats and shaming. Know the rules, the crimes under BNS, and how to complain to the bank, RBI and police.

7 min read
A fountain pen writing on paperश्रम
Work & Money

Insurance claim rejected? How to challenge it

Ask for reasons, complain to the insurer and Bima Bharosa, then the free Insurance Ombudsman (claims up to ₹50 lakh, within a year) or consumer commission.

6 min read
A fountain pen writing on paperश्रम
Work & Money

How to make a valid will in India, step by step

Plain paper, your signature and two witnesses: what makes a will valid under Sec 63, whether to register it, and mistakes that start family disputes.

7 min read
Utensils in a Maharashtrian household kitchenश्रम
Work & Money

Domestic workers' rights: wages, safety and where to get help

Rights of maids, cooks, nannies and drivers under the labour codes, POSH and child labour law; e-Shram registration; and where to complain.

7 min read

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