Topics
Work & Money
10 plain-language articles on work & money and your rights in India.
श्रमMinimum wages: what you must be paid, and how to recover arrears
Find your notified minimum wage, know when wages must be paid under the Code on Wages, and claim unpaid wages within three years under Sec 45.
Gratuity: who gets it, how much, and how to claim it
Five years' service (one year for fixed-term staff), 15 days' wages a year, payment within 30 days, and what to do if your employer refuses.
Provident fund (EPF): check, withdraw, and fix problems
How your EPF account works, when you can withdraw part or all of it under the 2026 Scheme, and what to do if PF was deducted but not deposited.
श्रमFired unfairly? Your rights and how to challenge it
Notice, retrenchment pay, full dues in 2 working days, and how to take an unfair dismissal to the grievance committee, conciliation and the Tribunal.
Cheque bounced? Section 138 deadlines and what to do
30 days to send notice, 15 days to pay, one month to file: the Section 138 timeline, interim compensation, and what to do if you issued the cheque.
Complaint against a bank: how to use the RBI Ombudsman
Under the RBI Ombudsman Scheme 2026: complain to the bank, wait 30 days, then file free at cms.rbi.org.in within 90 days. Compensation and appeal explained.
Loan recovery agents harassing you? What they cannot do
RBI bars recovery calls before 8 am or after 7 pm, threats and shaming. Know the rules, the crimes under BNS, and how to complain to the bank, RBI and police.
Insurance claim rejected? How to challenge it
Ask for reasons, complain to the insurer and Bima Bharosa, then the free Insurance Ombudsman (claims up to ₹50 lakh, within a year) or consumer commission.
How to make a valid will in India, step by step
Plain paper, your signature and two witnesses: what makes a will valid under Sec 63, whether to register it, and mistakes that start family disputes.
Domestic workers' rights: wages, safety and where to get help
Rights of maids, cooks, nannies and drivers under the labour codes, POSH and child labour law; e-Shram registration; and where to complain.